*Geithner - Restoring lending in the commercial real estate market is critical

*Geithner - Treasury will reopen application window for smaller banks to receive TARP funds

*Geithner - TARP was successful in preventing a systematic financial meltdown

*Geithner - Stress tests made it easier for banks to raise private capital

*Geithner - Treasury expects $25 billion in TARP funds to be repaid in next year